Plain steps from the federal rules and your bank's own pages. Not legal advice.

How to Dispute
Where is the charge?

Terms of Use

The plain terms for using How to Dispute.
Written

By using How to Dispute, you agree to these terms.

General information only

This site explains how disputes and chargebacks work for the person who paid. It is general information. It is not legal or financial advice for your case.

Rules and steps change

Banks and apps change their dispute steps often. We check every fact against its source, but a page can fall behind a change. Before you act, check your bank's or app's own page.

No guarantee

We work to keep every page correct. We still cannot promise that any page is complete, current or right for your case. We cannot promise a dispute will win. We are not responsible for losses that come from using this site.

We link to other sites, mostly banks, apps and government pages. We do not control them and are not responsible for what they say.

The text on this site belongs to How to Dispute. Bank and app names belong to their owners. Using them here does not mean they endorse this site.