Plain steps from the federal rules and your bank's own pages. Not legal advice.

How to Dispute
Where is the charge?

How to Dispute a Venmo, Zelle or PayPal Payment

Payment apps do not all work the same way. Some let you open a dispute. Some payments cannot be taken back at all.

Pick your app below.

How to Dispute a Charge on PayPal

Open a PayPal dispute, message the seller, and escalate to a claim if you cannot agree. Here is how each step works.

Can You Dispute a Zelle Transaction With Your Bank?

Zelle payments usually cannot be reversed, but you can cancel some, report errors under Regulation E, and ask about scam reimbursement.

How to Dispute a Charge on Venmo

Most Venmo payments can be disputed in the app. Here is how to file one, what to do if the option is missing, and how a chargeback differs.